What happens to money at the end of life insurance term?

What happens to money at the end of life insurance term?

As a young child and teen, I remember my mom saying on a few occasions that she bought term life insurance when I was a baby. It was a 30 year plan for 100,000. She said that the term would end when I turn 30 years old and if she doesn't die by the time it ends....then SHE would be able to collect on the plan (getting the 100k) Now, I am 30 years old..and want to by term life insurance so my child will be taken care of incase I die. I'm thinking off getting a 20 year term. MY QUESTION - is it so that in 20 years...if I don't die, then I will be able to collect all that money? I'm doing research on it and finding that with regular term life insurance, you don't get any money at the end of the term.....but I remember my mom saying different. What do you know about it? (it isn't possible to ask my mom about it)

 

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What happens to money at the end of life insurance term?

As a young child and teen, I remember my mom saying on a few occasions that she bought term life insurance when I was a baby. It was a 30 year plan for 100,000. She said that the term would end when I turn 30 years old and if she doesn't die by the time it ends....then SHE would be able to collect on the plan (getting the 100k) Now, I am 30 years old..and want to by term life insurance so my child will be taken care of incase I die. I'm thinking off getting a 20 year term. MY QUESTION - is it so that in 20 years...if I don't die, then I will be able to collect all that money? I'm doing research on it and finding that with regular term life insurance, you don't get any money at the end of the term.....but I remember my mom saying different. What do you know about it? (it isn't possible to ask my mom about it)

 

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My husband needs life insurance about 50,000 but want payments cheap payments 40.00 monthly. We been trying to find some life insurance but some dont take with diabeties. My husband doesnt take insulin. Hes ranging about 100 to 180 every month on sugar level.. Any ideas on life insurance we should quilified!!!

 

What happens to money at the end of life insurance term?

As a young child and teen, I remember my mom saying on a few occasions that she bought term life insurance when I was a baby. It was a 30 year plan for 100,000. She said that the term would end when I turn 30 years old and if she doesn't die by the time it ends....then SHE would be able to collect on the plan (getting the 100k) Now, I am 30 years old..and want to by term life insurance so my child will be taken care of incase I die. I'm thinking off getting a 20 year term. MY QUESTION - is it so that in 20 years...if I don't die, then I will be able to collect all that money? I'm doing research on it and finding that with regular term life insurance, you don't get any money at the end of the term.....but I remember my mom saying different. What do you know about it? (it isn't possible to ask my mom about it)

 

Car Insurance quotes madness--------?

I am 26 and looking to buy a car. I am a new driver who has only just passed my test. Can I get a reasonable insurance quote? and if so where? I personally hate the idea of handing over 1000+ to a company who in all honesty will sell on my details to a multitude of companies, and not pay-out anyway. i am getting really annoyed by qoutes of 1000, 2000 and in one case 4000 for an 800 1.2L hatchback. I know it is wrong to be thinking this, but is looks cheaper to be an uninsured driver. as I will only have to pay a 300 fine if caught.

 

 

Whats the price of insurance for a mercedes benz c class?

Im planing to buy a c class in the next couple of months but i want to be really inform before i buy

 

 

Which occupation would be best for car insurance purposes?

I can honestly say Retired , Investor , Private Investor Or Self Employed . Considering the fact that I don't drive very much anyway, less than 3000-3500 miles per year would one have a better risk classification and therefore lower rates than the other ? Oh, and Im 47 by the way so not your typical retired type person. (Don't really have a life but that wasn't the question) My liability insurance is pretty cheap but Im the kind of guy that likes to check every 6 months just to make sure Im getting the best price for the same coverage. Thanks ! PS, on a sort of related note, is it a problem if my credit report might not say the exact same thing ? I suspect it may say Self Employed and my former business.

 

 

How much is insurance for an 18 year old?

Who lives in Kentucky and wants to find a car that's cheap but will get him around without breaking down. Know what I mean? He has $2,100 out of college money to help pay until January. Then he gets more o.o So what do you think? What should my friend do?

 

 

Most afordable car insurance for infiniti g35coupe 06 in new york?

Just wanted the know what is the most affordable car insurance for a g35 coupe. The insurance is going to be under my dads name who's over 25. I was looking at tri-state but is there something better?

 

 

Teens what kind of idiot buys a car with no Insurance?

Oh and this person that did this was black. White people will insure everything because they git money AM I RIGHT?

 

 

Where to go to get a quote?

Hi people, I'm seventeen, taking my driving lessons but find it incredibly hard to get a quote for insurance. I want a rough estimate so i know how much to save but every site i have checked is for someone who already owns a car. If anyone has any good sites or references for my position it would be appreciated. thanks dudes XD

 

 

What is the cheapest insurance company to switch to for a descent price after a DUI?

I am 23 and have a 2005 chevy silverado single cab. It's paid off in full. I usually like to have basic & Im on my dads plan which is about 3-400 a year. & they are now increasing it to 800$. I would like to switch to a company that I can pay less to.

 

 

How much should my car insurance be, is there a downpayment?

I am 16 and i am a boy :) I have good grades but not quite a 3.0 My car is a really old Toyota tercel, Its a v4. I would be going under my moms plan. Thanks :)

 

 

Do i have to have car insurance?

Just wondering

 

 

I got a DUI, will my auto insurance drop me?

I have AAA, and got a DUI ast year, my insurance hasent gone up yet, but I know it will. Do you think AAA will drop me, since they are such a huge company, and will I have to go get some cheap ol' coverage now? I pay around $125 at the beginning of my policy for the year, then it goes down a little each month, my last payment is around $30, then it starts over again. Ive been w/ them for a few years, w/ a perfect record, until now. The DUI wasnt for alcohol or illegal drugs, it was for prescription medication. I tried a new med, but made the choice to drive also, and this is what I got. Any help?

 

 

I am looking for a company that will help me sign up for dentical and healthy family insurance as a provider?

Can anyone help me sign up for dentical. I would like to provide service to dentical and healthy family patients in my area. I am a dentist in northern california. I am looking for a reputed company that will help me with this process. I really want to help the children in my community.

 

 

I just passed my driving test but the insurance quotes i am getting for 1.0-1.2 engines are around 7000?

Where ever i look on the internet, whatever car i choose which is say around 4-6 years old with 1.0-1.2 engines the insurance quotes are around 7000 - 8000 i entered all my details correctly, i've held my license for a month. I do not understand why this is happening. Help Thanks

 

 

How much would insurance cost for a 19 year old female with a 2006 mustang?

I would like to know a rough estimate for the insurance before I buy a mustang. I am 19 going to be 20.

 

 

How do i find out the laws of car insurance policies in the state of RI?

If my insurance company in ri has totaled my car can my sales tax be refunded

 

 

Any affordable health insurance options for a 65 years old thats not eligible for Medicare?

My in laws are 65 years old and just moved to the US (legally!). Because they are not US Citizens yet, and it will take 5 to 6 years for that to happen, they do not qualify for Medicare. So my question is, is there any affordable option to get healthcare coverage for someone who is over 65 yrs old? Because my husband and I are sponsoring them if they cannot pay for a medical (or any other) bill, they will come after us and we all know how expensive cancer or even a simple surgery can be, needless to say that we are not sleeping well at night! Thanks! Sheila (your love life paramedic) www.slumberpartiesbysheila.com

 

 

Which car insurance company is cheapest for 18 years old?

hi i live in texas and i was wondering which car insurance company is cheapest for me no car accident and no ticket at all if it is possible can you tell me how much you pay

 

 

Auto insurance rates!?

im trying to find really low auto insurance rates...iv been in quite a few accidents tho, this seems to be the biggest prob..anyone with simalar experiences??

 

 

If you have bad grades when you buy car insurance, but you improve your grades?

If you have bad grades when you buy car insurance, but you improve your grades later, will they still give you a discount?

 

 

Is Motorcycle insurance the same price as car insurance or is it cheaper?

I had a coupld of friends that have motorcycles and some that have cars. They don't pay for their own insurance but i wanted to know if by any chance if motorcycle insurance is cheaper then auto insurance. I know auto insurance these days are sky high. But since a motorcycle is a lot smaller, shouldn't insurance for it be cheaper for it?

 

 

Can i get car insurance as a learner driver?

i am a learner driver and was wondering if i can get learner car insurance if i got a car and a qualified driver to teach me

 

 

What's affordable about obamacare?

or the Affordable Care Act that so many want us to call it so that Obama hopefully isn't yoked with this monstrous failed program for the rest of time.

 

 

Cheapest insurance online?

Can anyone point me to the cheapest insurance companies online? Been quoted some ridicules prices. Thanks

 

 

California speeding and no proof of insurance ticket?

It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick and cited me for speeding and the no proof of insurance as non-correctable. It this accurate? I don't think his radar reading is accurate. How can I challenge this?

 

 

Multiple Car Insurance On One Vehicle?

Is is possible to have two insurance policies on one vehicle? The reason being is, current insurance (lets call it A) is way too expensive. To leave the A insurance I would be charged 500$, seems like a lot. New policy (lets call it B) would be much cheaper then A. If I have A for theft and fire + B (full coverage) it would still be cheaper then A full coverage! Is that legal????

 

What happens to money at the end of life insurance term?

As a young child and teen, I remember my mom saying on a few occasions that she bought term life insurance when I was a baby. It was a 30 year plan for 100,000. She said that the term would end when I turn 30 years old and if she doesn't die by the time it ends....then SHE would be able to collect on the plan (getting the 100k) Now, I am 30 years old..and want to by term life insurance so my child will be taken care of incase I die. I'm thinking off getting a 20 year term. MY QUESTION - is it so that in 20 years...if I don't die, then I will be able to collect all that money? I'm doing research on it and finding that with regular term life insurance, you don't get any money at the end of the term.....but I remember my mom saying different. What do you know about it? (it isn't possible to ask my mom about it)

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